Payment Plans in Cronulla
Payment Plans at The Cronulla Dentists
Need to spread the cost of treatment? A payment plan option is available for larger treatment plans.
Dental treatment is often needed at an inconvenient time, and paying for a larger treatment plan in one amount is not realistic for everyone.
A payment plan option is available at 13 Cronulla Street. It is provided by a third party rather than by us.
Before any of them, two things worth saying.
You will always get a written estimate first, setting out what is recommended, what each item costs and what your likely out of pocket amount is after any health fund rebate. Nothing proceeds until you have that.
Staging treatment costs nothing. Where a plan has several parts, we can often prioritise what is urgent, complete that now, and schedule the rest over months. This is a legitimate clinical approach and it is worth considering before taking on a payment arrangement. Ask us.
Opening late November 2026. Book online now or give us a call.
Open until 7pm Mondays. Early appointments from 7am Fridays. Nervous patients are always welcome. We take time to explain your options clearly.
Payment Plans at The Cronulla Dentists: in detail
DentiCare
A payment plan designed specifically for dental treatment, which makes it the option best suited to larger treatment plans.
Treatment cost is divided into regular instalments, typically by direct debit, over a term agreed at the outset. Terms can extend further than the buy now pay later services allow, which brings the individual instalments down.
It suits implant treatment, extensive restorative work, orthodontics and multi stage plans.
Approval, terms, fees and eligibility are determined by DentiCare, not by us.
Things to consider before you apply
These are consumer credit and payment products, and it is worth approaching them the way you would any other financial commitment.
- Approval is decided by the provider, not by the practice. We cannot influence it and we cannot guarantee it.
- Read the provider’s terms, including fees, interest where applicable, late payment charges and the consequences of missing an instalment.
- Check the repayments fit your circumstances over the full term, not just the first month.
- Some providers report to credit reporting bodies. Missed payments may affect your credit file.
- Claim your health fund rebate first where possible, so you are only financing the gap rather than the full amount.
If you are not sure which option suits, reception can talk through how each tends to work in practice. What they cannot do is advise you on whether taking on the arrangement is a good idea for your circumstances. That is a decision for you, and if the amounts are significant, a financial counsellor or adviser is the right person to ask.
Health funds first
Before any payment plan, check what your extras cover contributes.
We use HICAPS, so bring your card and you can claim on the spot and pay only the gap. If you would like to check with your fund beforehand, ask us for the item numbers on your treatment plan and call them for an exact figure.
More detail is on our finances page.
Talking about cost
Nobody at this practice will make you feel awkward for asking what something costs or saying an amount is beyond you at the moment. It is a normal part of the conversation and we would much rather have it than have you quietly postpone treatment.
We are at 13 Cronulla Street, Cronulla. Call (02) 8599 9815 or book online.
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Doors open late November 2026, and we are already taking bookings. Book online or call (02) 8599 9815.